Super is money set aside over your lifetime to provide for your retirement.

For most people, it begins when you start work and your employer starts paying a portion of your salary or wages into a super fund for you – these payments are known as super guarantee contributions or concessional (pre-tax) contributions.

Super funds invest your money in many things, such as shares, property and managed funds. They may also offer different types of insurance, such as income protection.

Changes to the super system announced by the government in the May 2016 Budget are now proceeding. Check the changes, via the link below, to see if you are directly affected, or what these changes may provide for you to maximise your savings for retirement.

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